Discover what you can do with Silvia
Explore 150+ questions built for an AI that can use your connected accounts, goals, and constraints—not just give generic financial advice.
Start here
Six good first asks, from a quick risk check to a spreadsheet, a news Radar and a Deep Research report.
Know where you stand
Check whether I’m taking too much risk
Answers the question people ask Silvia most with your own numbers.
Know where you stand
Show me something I don’t know
Shows quickly what Silvia can find in your own data.
Control cash flow and debt
Understand where the money went
Explains movement without shaming normal spending.
Get it as a file or email
Build a holdings workbook
Puts every position in one file you can sort, filter and share.
Put it on Radar
Brief me on news about what I own
Filters the news down to what touches your own portfolio.
Run a Deep Research report
Pay off the mortgage or invest
Answers a common question with your own numbers instead of a rule of thumb.
Explore 150+ prompts to see what AI can do when it understands your financial life.
Start with everyday financial decisions or switch to investor research and quantitative analysis.
Everyday money prompts
Know where you stand
Get the one-page view
Turns a scattered financial life into a decision-ready brief.
“Give me a one-page summary of my current financial position. Include net worth, liquid cash, monthly cash flow, debt, portfolio allocation, my three largest exposures and the most important change over the last 90 days. End with the three questions I should be asking next.”
Strong output. Executive summary with a short watchlist.
Know where you stand
Check whether I’m taking too much risk
Answers the question people ask Silvia most with your own numbers.
“Am I taking on too much risk in my portfolio? Look at concentration, volatility, crypto and debt alongside my goals and cash buffer, and tell me what drives the answer.”
Strong output. Risk read-out with the drivers behind it.
Know where you stand
Show me something I don’t know
Shows quickly what Silvia can find in your own data.
“Show me one thing about my finances that I probably don’t know. Use my accounts, spending, holdings and debts, show the evidence and tell me why it matters in dollars.”
Strong output. One finding with evidence and dollar impact.
Know where you stand
Find the blind spots
Surfaces issues that dashboards rarely prioritize.
“Review my financial picture and tell me what I may be missing. Focus on concentration, idle cash, expensive debt, recurring costs, uninsured risks and goals that are not adequately funded. Rank findings by potential impact and explain the evidence behind each one.”
Strong output. Ranked findings with evidence and next steps.
Know where you stand
Explain the last 90 days
Separates real progress from market noise or data changes.
“What caused my net worth to change over the last 90 days? Separate market movement, savings, spending, debt changes and newly connected or revalued assets. Show the contribution of each driver.”
Strong output. Driver breakdown with a concise narrative.
Know where you stand
Build my financial command center
Creates a personal scorecard instead of a generic budget.
“What five numbers should I monitor every month based on my current financial life and goals? Define each metric, show today’s value and explain what would count as a warning sign.”
Strong output. Five-metric scorecard with thresholds.
Know where you stand
Build a 12-month financial plan
Translates analysis into a realistic cadence.
“Using my current financial picture and goals, create a 12-month plan with no more than three priorities per quarter. Include a measurable target, the reason it matters and what Silvia should monitor.”
Strong output. Quarterly roadmap with measures.
Know where you stand
Tell me what changed and what to do next
Creates a repeatable personal financial review.
“Since my last review, what materially changed across cash flow, debt, portfolio, taxes, goals and relevant market events? Ignore small noise. Tell me what requires action now, what should be watched and what can be left alone.”
Strong output. Now / watch / ignore review.
Control cash flow and debt
Understand where the money went
Explains movement without shaming normal spending.
“Compare my spending over the last three months with the previous three. Identify the categories and merchants responsible for the largest changes, separate one-time purchases from recurring changes and flag anything unusual.”
Strong output. Variance analysis by category and merchant.
Control cash flow and debt
Find recurring expenses worth reviewing
Converts small monthly leaks into annual decisions.
“Find my recurring charges, estimate their annual cost and group them into essential, useful and review. Flag price increases, duplicates and services that appear underused based on transaction activity.”
Strong output. Annualized recurring-expense review.
Control cash flow and debt
Set a safe spending number
Links spending capacity to real obligations and goals.
“Based on my income, fixed costs, debt obligations, savings goals and current cash buffer, how much can I spend each month without putting my priorities at risk? Show a conservative and flexible range.”
Strong output. Range with assumptions and guardrails.
Control cash flow and debt
Build a cash buffer
Replaces generic three-to-six-month rules with context.
“How large should my emergency reserve be based on my actual monthly obligations, income stability and accessible assets? Show what I have today, the gap and a realistic monthly funding plan.”
Strong output. Target range, gap and funding plan.
Get more from every prompt
Add the accounts, goal, deadline, or constraint that matters. Better context gives Silvia more to work with and makes the trade-offs easier to see.
- 1
Start with the decision
Say what you are trying to understand, compare, or change.
- 2
Name the constraint
Protect liquidity, avoid unnecessary taxes, set a risk limit, or preserve a target date.
- 3
Ask for evidence
Request the accounts, holdings, transactions, and assumptions driving the answer.
- 4
Compare scenarios
Put a realistic alternative beside the base case so the trade-offs are visible.
- 5
End with action
Ask what to do now, what to monitor, and what would change the recommendation.
What Silvia can bring into an answer
Your full picture
Connected accounts, manually added assets, liabilities, and the relationships between them.
Cash flow
Transactions, recurring charges, income, spending patterns, and available cash.
Portfolio context
Holdings, allocation, concentration, exposure, and trade-offs across accounts.
Financial research
Public-company, fund, and market context connected to assets you actually own.
Quantitative analysis
Scenario models, portfolio statistics, and simulations when sufficient data is available.
Monitoring
Relevant news, earnings, and events connected to owned assets through Radar.
Tax questions
Current federal and state information with source retrieval, not tax advice.
Goals and scenarios
The effect of major choices on priorities such as a home, liquidity, or retirement.
Prompt library FAQs
What to expect before using these questions with Silvia.
Do I need to connect financial accounts to use these prompts?
No. You can ask general financial questions without connecting an account. Connecting the relevant accounts gives Silvia more of the context needed to answer questions about your actual cash flow, holdings, liabilities, and goals.
Can Silvia tell me what stocks to buy?
Silvia can help you research public companies and funds, understand an existing holding, and evaluate how an investment fits within your broader portfolio. It is not a substitute for personalized investment advice.
Does Silvia provide tax advice?
No. Silvia can explain tax information, retrieve current sources, and help you prepare questions or scenarios. Important tax decisions should be verified with a qualified tax professional.
Does Silvia manage or move my money?
No. Silvia is non-custodial and does not directly manage user assets. Connected accounts remain held with their existing institutions.
What if part of my financial life is not connected?
Tell Silvia what is missing or add the relevant asset, liability, or assumption. A strong answer should separate known values from estimates and identify missing information.
Get answers grounded in your financial context
Connect the accounts and goals that matter, then ask Silvia about your cash flow, portfolio, taxes, or next big decision.