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Cards, loans and paychecksPrompt 015

Use the right card for each purchase

Turns card terms and your real spending into simple rules for which card to use.

Ready to ask

Prompt text

Ask Silvia
“Based on my spending by category over the last 12 months, which of my credit cards earns the most on groceries, dining, travel, gas and everything else? Estimate the rewards I missed by using a different card and cite each card’s current terms.”

Context Silvia can use

Transactions, your cards and each card’s published terms.

What a strong answer includes

Card-by-category guide with missed rewards.

Useful follow-ups

  • Make me a one-line cheat sheet.
  • Do any categories have spending caps?

Ask Silvia about your actual financial life

Connect the relevant accounts, add the goal or constraint that matters, and ask Silvia to show the evidence and assumptions behind the answer.

Ask Silvia
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