Control cash flow and debtPrompt 009
Understand where the money went
Explains movement without shaming normal spending.
Ready to ask
Prompt text
“Compare my spending over the last three months with the previous three. Identify the categories and merchants responsible for the largest changes, separate one-time purchases from recurring changes and flag anything unusual.”
Context Silvia can use
Transactions, merchants and recurring charges.
What a strong answer includes
Variance analysis by category and merchant.
Useful follow-ups
- Which changes are likely permanent?
- What can I cut with the least lifestyle impact?
Ask Silvia about your actual financial life
Connect the relevant accounts, add the goal or constraint that matters, and ask Silvia to show the evidence and assumptions behind the answer.