Advanced portfolio analyticsPrompt 045
Estimate liquidity by time horizon
Separates headline net worth from usable liquidity.
Ready to ask
Prompt text
“Classify my assets by how quickly they could realistically become spendable cash: same day, one week, one month, one year and longer. Include market, lockup, settlement, penalty and tax frictions.”
Context Silvia can use
Accounts, asset types, restrictions and tax context.
What a strong answer includes
Liquidity ladder with estimated frictions.
Useful follow-ups
- Apply a stressed-market haircut.
- Compare liquidity with upcoming obligations.
Ask Silvia about your actual financial life
Connect the relevant accounts, add the goal or constraint that matters, and ask Silvia to show the evidence and assumptions behind the answer.