Put it on RadarPrompt 130
Audit idle cash
Makes excess cash and missing yield information visible while preserving liquidity.
Ready to ask
Prompt text
“Create a Radar that runs on the 1st of each month at 8am and reviews cash across checking, savings and brokerage sweep accounts. Protect three months of my average essential spending, then compare any remaining cash with current cash-yield benchmarks. Use known or user-supplied account yields, label unknown yields, and estimate the monthly opportunity cost without assuming every dollar should be invested.”
Context Silvia can use
Cash balances, spending history, account types, supplied yields and current market rates.
What a strong answer includes
Liquidity reserve, excess-cash range and yield comparison.
Useful follow-ups
- Which balances have unknown yields?
- Use a six-month reserve instead.
Ask Silvia about your actual financial life
Connect the relevant accounts, add the goal or constraint that matters, and ask Silvia to show the evidence and assumptions behind the answer.
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