Make major decisionsPrompt 039
Plan a major purchase
Stops a purchase from being evaluated in isolation.
Ready to ask
Prompt text
“I am considering spending [amount] on [purchase] in [date]. Show how paying cash, financing or delaying affects liquidity, debt, investments and my other goals. Recommend the questions I should answer before deciding.”
Context Silvia can use
Cash, liabilities, investments, spending and goals.
What a strong answer includes
Option comparison and decision checklist.
Useful follow-ups
- What is the opportunity cost?
- What financing rate changes the answer?
Ask Silvia about your actual financial life
Connect the relevant accounts, add the goal or constraint that matters, and ask Silvia to show the evidence and assumptions behind the answer.