Make major decisionsPrompt 036
Can I afford a home without derailing everything else?
Treats affordability as a whole-life trade-off.
Ready to ask
Prompt text
“Can I buy a home in the next [time period] without putting my emergency reserve, retirement plan or other goals at risk? Compare at least three purchase-price and down-payment scenarios, including closing costs and the ongoing monthly cost.”
Context Silvia can use
Cash, income, liabilities, investments and goals.
What a strong answer includes
Scenario comparison and affordability range.
Useful follow-ups
- What price keeps the plan comfortable?
- What would delay retirement?
Ask Silvia about your actual financial life
Connect the relevant accounts, add the goal or constraint that matters, and ask Silvia to show the evidence and assumptions behind the answer.