Quantitative modeling and simulationsPrompt 053
Run a retirement Monte Carlo
Tests a plan against many plausible paths instead of one forecast.
Ready to ask
Prompt text
“Run a Monte Carlo simulation for retiring at age [age]. Use my current portfolio, contribution plan, expected spending, inflation, taxes and Social Security assumptions. Show success rates across multiple return assumptions, sequence risk and at least 5,000 trials. Report percentiles, not only the average.”
Context Silvia can use
Portfolio, contributions, spending, retirement inputs and simulation assumptions.
What a strong answer includes
Success distribution, percentile paths and assumptions.
Useful follow-ups
- What raises success by ten points?
- Compare retiring two years earlier and later.
Ask Silvia about your actual financial life
Connect the relevant accounts, add the goal or constraint that matters, and ask Silvia to show the evidence and assumptions behind the answer.