Invite Your Spouse to Silvia: One Account, Two Logins

If your spouse asks how much you’ve saved for a move, you can send a screenshot. Next month, when the balance changes, they’ll need another one. With Shared access, they can open Silvia and check for themselves.

You can invite one person to the Silvia account you already use. Your spouse signs in with their own email and works with the same financial records you do. Neither of you needs the other’s password.

What your spouse will see

Before you send the invite, think about what’s in your chat history. A conversation you had with Silvia about a career change or a debt will be visible to your spouse, just like the balances in your portfolios. You can read the conversations they start in the shared account, too.

Your spouse can also make changes. If they update a savings goal or correct a transaction category, you’ll see the edit the next time you look. There’s no view-only option, and you can’t share one portfolio while keeping another private. If all you want to share is a single balance, a screenshot may still be the better choice.

Some controls stay with the account owner: Billing, Connectors, Legacy settings, and who has access. The invitation is for Silvia. It doesn’t add your spouse as an owner of a bank or brokerage account.

How to send the invitation

1. In the Silvia web app, open Settings → Shared access. If you’re the account owner and don’t see that section, sharing may not be enabled for your account yet.
2. Enter your spouse’s email and select Invite. Use an address they control that isn’t already registered with Silvia. An invite won’t merge two existing Silvia accounts.
3. Check the confirmation. Invite sent means Silvia emailed the link. If you see Invite created, copy the link and send it to your spouse yourself.
4. Your spouse opens the link, selects Continue, and signs up with the invited email address. They’ll need to verify that address. If they’re already signed in under another login, they should sign out and reopen the link.

The link is valid for seven days. If it expires, choose Resend and have your spouse use the newest link; the old one no longer works. If you mistyped the address, choose Cancel invite and start again with the right one.

When a number changes

Say the movers revise their quote from $1,800 to $2,100. Your spouse can raise the moving goal by $300 as soon as the quote comes in. Now you’re both looking at the revised target. Either of you can give Ask Silvia the moving date and ask, “How much more would we need to set aside each month?” The other person can open that conversation later and see which date you used.

If you notice the higher target before you’ve had a chance to talk, open Recent activity under Shared access. Both of you can see who made a recorded change, such as editing a goal or moving an item between portfolios, over the past 90 days. The activity list tells you what changed; the chat is a good place to leave the reason.

If you want to stop sharing

While the invitation is pending, the account owner can cancel it. After your spouse joins, go back to Shared access, select Remove access next to their email, and confirm. They’ll be signed out. They keep their own login, but it no longer opens your account. The edits you both made stay in place.