Silvia is now multi-currency

A global financial life should not require pretending that every asset is denominated in U.S. dollars. A home may be valued in Canadian dollars, a vehicle in euros, a private investment in pounds and a brokerage account in U.S. dollars.

Silvia’s multi-currency system is built to preserve those native amounts while still giving the household one comparable net worth view.

Native currency and display currency are different

Native currency is the currency in which an account or asset is actually recorded. Display currency is the currency Silvia uses to present consolidated totals and charts.

That distinction prevents double conversion. Silvia stores and values the financial system in USD internally, then converts a USD total at the point it is displayed. An amount already typed in CAD or EUR is first given a USD valuation copy; the screen never treats the original native number as if it were already dollars.

A house in CAD, a car in EUR and investments in USD

Consider a household with a Toronto property worth CA$1.4 million, a vehicle in France worth €42,000 and a U.S. investment portfolio worth $900,000. The property remains recorded in CAD, the vehicle in EUR and the investments in USD.

If the household selects GBP as its display currency in Settings → General, Silvia restates the comparable totals in pounds. The edit screens still show the original CAD property value and EUR vehicle value, while the Portfolio and Dashboard can present consolidated figures in the chosen currency.

The same principle works alongside Multi-Portfolio. Portfolios organize ownership; currencies preserve denomination. A Canadian property can belong to a Family portfolio, a European vehicle to Personal and a U.S. brokerage account to Investment without merging those two concepts.

Where native-currency entry is supported

Silvia supports currency selection for manually added accounts and several manual asset types, including other assets, manually valued vehicles, manually valued residential and commercial properties and private investments. Holdings imports can also carry a cost-basis currency.

Some automated valuation sources remain in USD. A property valued by Zillow and a vehicle valued by MarketCheck stay in dollars because those providers return dollar valuations. Choosing another currency while editing a Zillow property converts it into a manual valuation rather than relabeling the provider’s dollar number.

What changes when exchange rates move

Current totals use current rates. Historical charts convert each point using the rate for that day, so the wealth shown in a non-USD display currency can change even when the underlying USD value is flat.

That is intentional. A euro-based household’s purchasing power changes when the dollar moves against the euro. Period changes therefore compare the converted value at the beginning of the period with the converted value now, rather than converting one USD change at today’s rate.

Before the stored FX history begins on March 4, 2026, the earliest available rate is used. Backfilling historical rates can improve those earlier points without changing the product logic.

Transactions keep their statement currency

Transactions and activity feeds keep each item’s own currency, like a bank statement. When Silvia calculates Incoming, Outgoing, Net Cashflow or other cross-account totals, it uses USD valuation amounts and then displays the result in the selected currency. A foreign transaction is not silently relabeled.

Supported display currencies

The supported display currencies include USD, AUD, GBP, CAD, EUR, INR, NOK, PHP, CHF, BTC and SATS. Exchange-rate tables are refreshed by Silvia’s administrative FX process, including derived BTC and SATS rates.

If a selected currency is unavailable or a rate cannot be loaded, Silvia falls back to USD rather than placing a foreign currency symbol on an unconverted number. A non-USD asset without a valid conversion is left out of totals instead of being counted as dollars.

How to choose your display currency

1. Open Settings → General.
2. Find Display currency and choose the currency in which you want totals and charts presented.
3. Add or edit a supported manual account or asset and use its Currency field for the native amount.
4. Review the Portfolio, Dashboard and Transactions totals in the selected display currency.

Changing the display currency does not rewrite accounts, trades or asset records. It changes the lens through which comparable totals are shown.

All supported currencies on Silvia

Find the supported currencies below, along with their codes, display formats and where they are used. Bitcoin (BTC) and satoshis (SATS) are display-only units. The sample amounts illustrate formatting, not exchange-rate conversions.